credit counseling Archives - Attorney Angell with Miller & Miller Law, LLC

Credit Counseling and Debtor Education

Every debtor filing for bankruptcy relief must complete credit counseling with an approved credit counseling agency prior to filing bankruptcy. Each debtor that completes this credit counseling will receive a certificate which then must be filed with the Bankruptcy Court at the time of filing of the bankruptcy schedules. In addition, every debtor must also [...]

Is the new generation credit wise?

Bankruptcy filings continue their downward trend in 2015. According to the American Bankruptcy Institute bankruptcy filings in Wisconsin and across the nation are down. In 2014, there were 20,672 filings of which 76% were Chapter 7s. In 2015, there were 18,455 filings of which 73% were Chapter 7s. Is it because the "millennial" generation is [...]